And after all: they’re running a business; handling the accounts, branding, marketing and sales. The Big Short, the film adaptation of Michael Lewis' book of the same name about the causes of the financial crisis, opens in UK cinemas this weekend.
How will the story stack up against the greatest films about business?
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If I told you that you could make an extra £1,000 a month, tax free, for a few hours of work - and that you’d barely have to leave the house to earn it - wouldn’t you be at least a little bit tempted?
But frankly, given the relative ease of sex work - and the fact that it’s so lucrative - I’m surprised more undergrads aren’t giving it a go.
Other girlfriends of mine would meet attractive, successful and somewhat lonely men to go for lunches at nice hotels, wander around the shops and finish with a spa treatment.
Their combination of their sex drive and degree-level intelligence was a serious premium, which they were happy to use as a commodity.
The online nature of sex work has rendered it an exercise in branding, just as much as seduction.
From personal websites to social media profiles, sex work is a crowded market for a young woman, as the one in 20 statistic demonstrates.
Of course, we should bear in mind that the Swansea University’s study applies to the umbrella term of 'sex work', covering everything from being an operator at a chat line to dominatrix work, webcam shows and stripping.
Lots of sex work doesn’t actually include having sex: it can be a simple as talking on the phone, or online.
Think about it: students are busy, between lectures and generally hungover.